North Essex Finance Limited

Business Finance Brokers · Southend-On-Sea, Southend · Est. 2002

24 years

Active Trading

Active

CH Status

04532273

CH Number

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Company Registration Details

Registered company name	North Essex Finance Limited
Companies House number	04532273 →
Company type	Private Limited Company (Ltd)
Registered address	Cumberland House 24-28 Baxter Avenue, SS2 6HZ
City / Region	Southend-On-Sea, Southend
Date incorporated	2002
Years trading	24 years
CH status	Active
Index status	Claim this listing →

About North Essex Finance Limited

With over 24 years of continuous trading history, North Essex Finance Limited is one of the longest-established firms of its kind in the UK. Founded in 2002, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 21 business finance brokers listed in Southend on this index of 2320 UK firms in the category.

Personal guarantees are standard in SME lending; understand the cap, supporting security and release conditions before signing.

What Business Finance Brokers Do

Commercial finance brokers arrange business lending: asset finance, invoice finance, commercial mortgages, bridging and term loans. Where FCA authorisation is required for the product, it can be verified on the Financial Services Register.

Access to challenger banks and specialist funds is much of the value when mainstream lending says no.

How to Choose the Right Business Finance Broker

The right broker for asset finance differs from the right broker for a commercial mortgage; match by product. Clarify in writing what is payable on completion, on offer, and on abort.

Remuneration is usually lender-paid commission, a client fee, or both; ask for the model in writing before applying.

Frequently Asked Questions

Do business finance brokers charge a fee?

Fee models vary: lender commission only, client arrangement fees around one to two percent, or both. Whatever the model, written disclosure before application is the professional standard.

Can a broker help if my bank has turned me down?

Yes, this is a core use case: challenger banks, specialist funds and alternative lenders assess cases differently from the high street, and placement knowledge is about matching your case to appetite that fits it.

How long does it take to arrange business finance?

Fast products, invoice and asset finance, complete in days to a couple of weeks; property-secured lending runs to four to eight weeks. Ask for a realistic timeline for your specific product.

What types of business finance can a broker arrange?

From working capital to property: invoice and asset finance, commercial mortgages, bridging and development finance, term lending, revolving credit and merchant cash advance are the staples.

Is my business eligible for finance?

It depends where you apply: a year's trading history and demonstrable revenue satisfies most mainstream criteria, and the specialist market exists precisely for cases outside that.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with North Essex Finance Limited or any firm listed. This page does not constitute financial advice. Always verify a firm regulatory status on the FCA Register at register.fca.org.uk and Companies House status at companieshouse.gov.uk before entering into any arrangement.

North Essex Finance Limited | Business Finance Brokers | Southend-On-Sea | Est. 2002