UK Independent. Sourced. Primary. · Est. 2024

Acumen Financial Advisers Limited | IFA Financial Advisers | Oldham | Est. 2012

Acumen Financial Advisers Limited is a ifa financial advisers registered in Oldham, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Acumen Financial Advisers Limited

IFA Financial Advisers · Oldham · Est. 2012

14 years
Active Trading
Active
CH Status
1,120
Monthly Views
18
Enquiries

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Company Registration Details

Registered company nameAcumen Financial Advisers Limited
Companies House number08024909 →
Company typePrivate Limited Company (Ltd)
Registered addressHowarth Court Gateway Crescent Broadway Business Park Chadderton, OL9 9XB
City / RegionOldham
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Acumen Financial Advisers Limited

Founded in 2012, Acumen Financial Advisers Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 10 of them in Oldham.

The FCA register lists the firm's permissions, including any pension transfer permission, and its current status.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Charging structures vary, but all must be disclosed and agreed before advice is given.

Clients of authorised firms have two safety nets, the Ombudsman and the FSCS, neither of which covers unauthorised advice.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Oldham

Acumen Independent Financial Advisers LimitedOldham · Est. 1999View →
Pearson Financial Advisers LimitedOldham · Est. 2013View →
Northern Transport Advisers LimitedOldham · Est. 2016View →
Pearson Solicitors And Financial Advisers LtdOldham · Est. 2019View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Acumen Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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