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IFA Financial Advisers UNCLAIMED LISTING

Astute Financial & Mortgage Advisers Ltd

IFA Financial Advisers · Middlesbrough, Teesside · Est. 2018

8 years

Active Trading

Active

CH Status

11302671

Company No

2026

Accounts to

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Company Registration Details

Registered company name	Astute Financial & Mortgage Advisers Ltd
Companies House number	11302671 →
Company type	Private Limited Company (Ltd)
Registered address	261a Acklam Road, TS5 7BP
City / Region	Middlesbrough, Teesside
Date incorporated	2018
Years trading	8 years
CH status	Active
Specialism	Recorded activity: 64999 (financial intermediation not elsewhere classified)
Index status	Claim this listing →

About Astute Financial & Mortgage Advisers Ltd

Incorporated in 2018, Astute Financial & Mortgage Advisers Ltd is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 7 ifa financial advisers listed in Teesside on this index of 1663 UK firms in the category.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Probe the review process: what is assessed annually and what triggers advice between reviews.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.

How much does independent financial advice cost?

Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.

Do I need an IFA or can I manage my investments myself?

Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.

What qualifications should an IFA have?

Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.

What happens if I receive bad financial advice from an IFA?

The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Middlesbrough

Corporate Financial Services (Uk) LimitedMiddlesbrough · Est. 2007	View →
Estate Planning Made Easy LtdMiddlesbrough · Est. 2021	View →
Ds Wills & Estate Planning LtdMiddlesbrough · Est. 2021	View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Astute Financial & Mortgage Advisers Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Astute Financial & Mortgage Advisers Ltd | IFA Financial Advisers | Middlesbrough | Est. 2018