UK Independent. Sourced. Primary. · Est. 2024

Atomos Financial Planning Limited | IFA Financial Advisers | London | Est. 1999

Atomos Financial Planning Limited is a ifa financial advisers registered in London, established 1999. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Atomos Financial Planning Limited

IFA Financial Advisers · London · Est. 1999

27 years
Active Trading
Active
CH Status
03879955
Company No
2024
Accounts to

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Company Registration Details

Registered company nameAtomos Financial Planning Limited
Companies House number03879955 →
Company typePrivate Limited Company (Ltd)
Registered address2nd Floor 5 Hatfields (Alto), SE1 9PG
City / RegionLondon
Date incorporated1999
Years trading27 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified), 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Atomos Financial Planning Limited

Established in 1999, Atomos Financial Planning Limited has over 27 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

It is one of 417 ifa financial advisers listed in London on this index of 1663 UK firms in the category.

Verify the firm and the individual adviser on the Financial Services Register before transferring any money.

What IFA Financial Advisers Do

IFAs advise across pensions, investments and retirement planning, with independence status disclosed in the firm's documents. Since the Retail Distribution Review, UK investment advice is fee-based rather than commission-based, with charges agreed upfront.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

A clear fee schedule before engagement is a regulatory requirement, not a favour.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Atomos Financial Planning Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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