UK Independent. Sourced. Primary. · Est. 2024

Co-Operative Bank Financial Advisers Limited | IFA Financial Advisers | Manchester | Est. 1962

Co-Operative Bank Financial Advisers Limited is a ifa financial advisers registered in Manchester, established 1962. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Co-Operative Bank Financial Advisers Limited

IFA Financial Advisers UNCLAIMED LISTING

Co-Operative Bank Financial Advisers Limited

IFA Financial Advisers · Manchester · Est. 1962

64 years
Active Trading
Active
CH Status
00718903
Company No
2024
Accounts to

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Company Registration Details

Registered company nameCo-Operative Bank Financial Advisers Limited
Companies House number00718903 →
Company typePrivate Limited Company (Ltd)
Registered address1 Balloon Street, M4 4BE
City / RegionManchester
Date incorporated1962
Years trading64 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Co-Operative Bank Financial Advisers Limited

With over 64 years of continuous trading history, Co-Operative Bank Financial Advisers Limited is one of the longest-established firms of its kind in the UK. Founded in 1962, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 30 ifa financial advisers listed in Manchester on this index of 1663 UK firms in the category.

Register checks matter most here: statutory protections only attach to authorised firms.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. Advice charges are agreed in advance, typically as a percentage of assets, a fixed fee or an hourly rate.

Clients of authorised firms have two safety nets, the Ombudsman and the FSCS, neither of which covers unauthorised advice.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Co-Operative Bank Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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