UK Independent. Sourced. Primary. · Est. 2024

Croft & Company Independent Financial Advisers Limited | IFA Financial Advisers | Bideford | Est. 2025

Croft & Company Independent Financial Advisers Limited is a ifa financial advisers registered in Bideford, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Croft & Company Independent Financial Advisers Limited

IFA Financial Advisers UNCLAIMED LISTING

Croft & Company Independent Financial Advisers Limited

IFA Financial Advisers · Bideford, Exeter · Est. 2025

1 year
Active Trading
Active
CH Status
16756330
Company No
n/a
Accounts to

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Company Registration Details

Registered company nameCroft & Company Independent Financial Advisers Limited
Companies House number16756330 →
Company typePrivate Limited Company (Ltd)
Registered address14 Barnstaple Street, EX39 4AE
City / RegionBideford, Exeter
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About Croft & Company Independent Financial Advisers Limited

Croft & Company Independent Financial Advisers Limited was incorporated in 2025 and is registered as an active company on the Companies House register.

Exeter accounts for 18 of the 1663 ifa financial advisers tracked on this index.

Register checks matter most here: statutory protections only attach to authorised firms.

What IFA Financial Advisers Do

An IFA advises on retail investment products; the term independent has a specific regulatory meaning requiring a sufficiently broad market view. Advisers must hold a minimum Level 4 qualification and agree charges with clients before work begins.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

For pension transfers above the statutory threshold, confirm the firm holds the specific transfer permissions. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Croft & Company Independent Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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