UK Independent. Sourced. Primary. · Est. 2024

Cwf Estate Planning Limited | IFA Financial Advisers | Northampton | Est. 2014

Cwf Estate Planning Limited is a ifa financial advisers registered in Northampton, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Cwf Estate Planning Limited

IFA Financial Advisers · Northampton · Est. 2014

12 years
Active Trading
Active
CH Status
09359282
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCwf Estate Planning Limited
Companies House number09359282 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit 29 Northampton Road, NN7 3DW
City / RegionNorthampton
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Cwf Estate Planning Limited

Founded in 2014, Cwf Estate Planning Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Northampton accounts for 25 of the 1663 ifa financial advisers tracked on this index.

Verify the firm and the individual adviser on the Financial Services Register before transferring any money.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Ombudsman and FSCS protection follow authorisation, which is why the register check precedes everything else.

How to Choose the Right IFA Financial Adviser

For pension transfers above the statutory threshold, confirm the firm holds the specific transfer permissions. Probe the review process: what is assessed annually and what triggers advice between reviews.

A clear fee schedule before engagement is a regulatory requirement, not a favour.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
An independent firm surveys the wider market; a restricted firm works from a limited product or provider set. Both are regulated, but the breadth of what they can recommend differs, and disclosure of status is mandatory.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Northampton

Rafter Wills & Estate Planning LtdNorthampton · Est. 2012View →
Abington Estate Planning Services Ltd.Northampton · Est. 2003View →
Angela Jane Will Writing & Estate Planning LtdNorthampton · Est. 2017View →
Ml Trust & Estate Planning Company LlpNorthampton · Est. 2010View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cwf Estate Planning Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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