UK Independent. Sourced. Primary. · Est. 2024

Eclipse Adviser (Pensions & Investments) Ltd | IFA Financial Advisers | Chelmsford | Est. 2020

Eclipse Adviser (Pensions & Investments) Ltd is a ifa financial advisers registered in Chelmsford, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Eclipse Adviser (Pensions & Investments) Ltd

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Eclipse Adviser (Pensions & Investments) Ltd

IFA Financial Advisers · Chelmsford, Rest of UK · Est. 2020

6 years
Active Trading
Active
CH Status
12416158
Company No
2026
Accounts to

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Company Registration Details

Registered company nameEclipse Adviser (Pensions & Investments) Ltd
Companies House number12416158 →
Company typePrivate Limited Company (Ltd)
Registered address12 Carron Mead, CM3 5GH
City / RegionChelmsford, Rest of UK
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Eclipse Adviser (Pensions & Investments) Ltd

Incorporated in 2020, Eclipse Adviser (Pensions & Investments) Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

the UK accounts for 152 of the 1663 ifa financial advisers tracked on this index.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Ask to see a sample annual review pack before agreeing to ongoing charges.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Eclipse Adviser (Pensions & Investments) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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