UK Independent. Sourced. Primary. · Est. 2024

Equitas Financial Limited | IFA Financial Advisers | Plymouth | Est. 2007

Equitas Financial Limited is a ifa financial advisers registered in Plymouth, established 2007. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Equitas Financial Limited

IFA Financial Advisers · Plymouth · Est. 2007

19 years
Active Trading
Active
CH Status
06329410
Company No
2025
Accounts to

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Company Registration Details

Registered company nameEquitas Financial Limited
Companies House number06329410 →
Company typePrivate Limited Company (Ltd)
Registered addressC/O Synergy Chartered Accountants Unit 6 Block 2 Barrack Court 4a William Prance Road, PL6 5ZD
City / RegionPlymouth
Date incorporated2007
Years trading19 years
CH statusActive
SpecialismRecorded activity: 65300, 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Equitas Financial Limited

Founded in 2007, Equitas Financial Limited has been active for 19 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 9 ifa financial advisers listed in Plymouth on this index of 1663 UK firms in the category.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

IFAs advise across pensions, investments and retirement planning, with independence status disclosed in the firm's documents. Charging structures vary, but all must be disclosed and agreed before advice is given.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Match the adviser to the need: pension transfers, retirement income and inheritance planning are distinct specialisms. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.
Do I need an IFA or can I manage my investments myself?
Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.
What qualifications should an IFA have?
Minimum Level 4, with Chartered and CFP designations marking advanced qualification. The FCA register lists individual advisers with their own reference numbers.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

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Simon M S Mayhew Independent Financial Adviser LimitedPlymouth · Est. 2006View →
Curwins Financial & Mortgage Advisers LtdPlymouth · Est. 2012View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Equitas Financial Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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