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Ev Risk Ratings Limited

IFA Financial Advisers · Newbury, Reading · Est. 2019

7 years

Active Trading

Active

CH Status

12125345

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Ev Risk Ratings Limited
Companies House number	12125345 →
Company type	Private Limited Company (Ltd)
Registered address	Benyon House Newbury Business Park, RG14 2PZ
City / Region	Newbury, Reading
Date incorporated	2019
Years trading	7 years
CH status	Active
Specialism	Recorded activity: 62012
Index status	Claim this listing →

About Ev Risk Ratings Limited

Incorporated in 2019, Ev Risk Ratings Limited is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 23 ifa financial advisers listed in Reading on this index of 1663 UK firms in the category.

What IFA Financial Advisers Do

Advisers assess a client's circumstances and recommend investments, pensions or protection accordingly. Advice charges are agreed in advance, typically as a percentage of assets, a fixed fee or an hourly rate.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. A defined ongoing service, documented and delivered, is what separates advice firms from asset gatherers.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.

How much does independent financial advice cost?

Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.

Do I need an IFA or can I manage my investments myself?

You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.

What qualifications should an IFA have?

The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.

What happens if I receive bad financial advice from an IFA?

Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Newbury

Chester Rose Financial Planning LtdNewbury · Est. 2006	View →
Dijksman Planning (Uk) LlpNewbury · Est. 2008	View →
Prosperitas Estate Planning LimitedNewbury · Est. 2008	View →
One Financial Adviser LtdNewbury · Est. 2011	View →

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Ev Risk Ratings Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Ev Risk Ratings Limited | IFA Financial Advisers | Newbury | Est. 2019