UK Independent. Sourced. Primary. · Est. 2024

Harts Resources Ltd | IFA Financial Advisers | Berkhamsted | Est. 2013

Harts Resources Ltd is a ifa financial advisers registered in Berkhamsted, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Harts Resources Ltd

IFA Financial Advisers · Berkhamsted, Rest of UK · Est. 2013

13 years
Active Trading
Active
CH Status
08630703
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHarts Resources Ltd
Companies House number08630703 →
Company typePrivate Limited Company (Ltd)
Registered addressShawlands Water End Road Potten End, HP4 2SH
City / RegionBerkhamsted, Rest of UK
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 64991, 74990
Index statusClaim this listing →

About Harts Resources Ltd

Founded in 2013, Harts Resources Ltd has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 152 ifa financial advisers listed in the UK on this index of 1663 UK firms in the category.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. Advice charges are agreed in advance, typically as a percentage of assets, a fixed fee or an hourly rate.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Ongoing charges deserve scrutiny: establish exactly what service the percentage buys each year.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Berkhamsted

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Harts Resources Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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