UK Independent. Sourced. Primary. · Est. 2024

Heaton Financial Independent Financial Advisers Ltd | IFA Financial Advisers | Exeter | Est. 2010

Heaton Financial Independent Financial Advisers Ltd is a ifa financial advisers registered in Exeter, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Heaton Financial Independent Financial Advisers Ltd

IFA Financial Advisers UNCLAIMED LISTING

Heaton Financial Independent Financial Advisers Ltd

IFA Financial Advisers · Exeter · Est. 2010

16 years
Active Trading
Active
CH Status
07236913
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHeaton Financial Independent Financial Advisers Ltd
Companies House number07236913 →
Company typePrivate Limited Company (Ltd)
Registered addressThe Summit Woodwater Park Pynes Hill, EX2 5WS
City / RegionExeter
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 70221
Index statusClaim this listing →

About Heaton Financial Independent Financial Advisers Ltd

Founded in 2010, Heaton Financial Independent Financial Advisers Ltd has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 18 of them in Exeter.

Verify the firm and the individual adviser on the Financial Services Register before transferring any money.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Statutory protections attach to authorised firms: the Financial Ombudsman Service for complaints, the FSCS on firm failure.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Probe the review process: what is assessed annually and what triggers advice between reviews.

Expect an initial charge for the advice work plus an ongoing charge if the firm reviews the portfolio annually.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Heaton Financial Independent Financial Advisers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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