Financial Index › IFA Index › Herts & Essex Financial Services Limited

IFA Financial Advisers UNCLAIMED LISTING

Herts & Essex Financial Services Limited

IFA Financial Advisers · Hitchin, Rest of UK · Est. 2017

9 years

Active Trading

Active

CH Status

10699654

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Herts & Essex Financial Services Limited
Companies House number	10699654 →
Company type	Private Limited Company (Ltd)
Registered address	12 Colemans Close, SG5 3FJ
City / Region	Hitchin, Rest of UK
Date incorporated	2017
Years trading	9 years
CH status	Active
Specialism	Recorded activity: 64999 (financial intermediation not elsewhere classified)
Index status	Claim this listing →

About Herts & Essex Financial Services Limited

Incorporated in 2017, Herts & Essex Financial Services Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 152 ifa financial advisers listed in the UK on this index of 1663 UK firms in the category.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

The protections around regulated advice, Ombudsman and FSCS, are the reason authorisation checks matter first.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ask what the ongoing service actually includes; an annual charge should map to a defined annual review.

A clear fee schedule before engagement is a regulatory requirement, not a favour.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.

How much does independent financial advice cost?

Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.

Do I need an IFA or can I manage my investments myself?

Self-directed investing through ISA and SIPP platforms works for many people; advice earns its fee where tax planning, pension optimisation, protection and inheritance strategy interact, which is typically at larger or more complex balance sheets.

What qualifications should an IFA have?

The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.

What happens if I receive bad financial advice from an IFA?

Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Hitchin

Fortune Wills & Estate Planning LtdHitchin · Est. 2020	View →
Jlm Wills And Estate Planning LimitedHitchin · Est. 2025	View →
The Inheritance Planning Company LimitedHitchin · Est. 1990	View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Herts & Essex Financial Services Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Herts & Essex Financial Services Limited | IFA Financial Advisers | Hitchin | Est. 2017