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IFA Financial Advisers UNCLAIMED LISTING

Later Life Lending Experts Limited

IFA Financial Advisers · Coventry · Est. 2024

2 years

Active Trading

Active

CH Status

15775470

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Later Life Lending Experts Limited
Companies House number	15775470 →
Company type	Private Limited Company (Ltd)
Registered address	16 Wyke Road, CV2 3DU
City / Region	Coventry
Date incorporated	2024
Years trading	2 years
CH status	Active
Specialism	Recorded activity: 73110
Index status	Claim this listing →

About Later Life Lending Experts Limited

Incorporated in 2024, Later Life Lending Experts Limited is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

Coventry accounts for 27 of the 1663 ifa financial advisers tracked on this index.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. Qualification and fee-disclosure requirements apply to all firms advising on retail investments.

Advice from an authorised firm carries statutory complaint and compensation routes that unauthorised advice does not.

How to Choose the Right IFA Financial Adviser

Defined benefit transfer advice requires specific FCA permissions, listed against the firm's register entry. Ask to see a sample annual review pack before agreeing to ongoing charges.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?

Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.

How much does independent financial advice cost?

Costs vary with complexity: an initial piece such as a pension review sits in the hundreds-to-thousands range, and ongoing management typically charges 0.5% to 1% of assets each year, disclosed and agreed upfront.

Do I need an IFA or can I manage my investments myself?

Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.

What qualifications should an IFA have?

The regulatory floor is Level 4 (DipPFS or equivalent); many advisers carry Chartered or CFP status above it. Check the individual, not just the firm, on the Financial Services Register.

What happens if I receive bad financial advice from an IFA?

Complain to the firm first, which must respond within eight weeks; if unresolved, the Financial Ombudsman Service can consider the case and award compensation for eligible complaints, and firms carry professional indemnity insurance behind that.

Other IFA Financial Advisers in Coventry

Freedom Wills & Estate Planning LimitedCoventry · Est. 2020	View →
Chapman & Co Accountants And Tax Advisers LtdCoventry · Est. 2010	View →
Exchequer Wills & Estate Planning LimitedCoventry · Est. 2021	View →
Plan With Neil Estate Planning LimitedCoventry · Est. 2025	View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Later Life Lending Experts Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Later Life Lending Experts Limited | IFA Financial Advisers | Coventry | Est. 2024