UK Independent. Sourced. Primary. · Est. 2024

Norfolk & Suffolk Financial Services Limited | IFA Financial Advisers | Lowestoft | Est. 1974

Norfolk & Suffolk Financial Services Limited is a ifa financial advisers registered in Lowestoft, established 1974. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Norfolk & Suffolk Financial Services Limited

IFA Financial Advisers UNCLAIMED LISTING

Norfolk & Suffolk Financial Services Limited

IFA Financial Advisers · Lowestoft, Norwich · Est. 1974

52 years
Active Trading
Active
CH Status
01183300
Company No
2025
Accounts to

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Company Registration Details

Registered company nameNorfolk & Suffolk Financial Services Limited
Companies House number01183300 →
Company typePrivate Limited Company (Ltd)
Registered address3 Quay View Business Park, NR32 2HD
City / RegionLowestoft, Norwich
Date incorporated1974
Years trading52 years
CH statusActive
SpecialismRecorded activity: 66190 (activities auxiliary to financial intermediation)
Index statusClaim this listing →

About Norfolk & Suffolk Financial Services Limited

With over 52 years of continuous trading history, Norfolk & Suffolk Financial Services Limited is one of the longest-established firms of its kind in the UK. Founded in 1974, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 21 ifa financial advisers listed in Norwich on this index of 1663 UK firms in the category.

Before engaging, confirm FCA authorisation; the register also records past regulatory action.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

Ask about the firm's independence status, qualifications beyond Level 4, and experience with cases like yours. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
Independence has a regulatory definition: the firm must consider a sufficiently broad range of retail investment products across the market. Restricted firms advise from a narrower set, and the status must be disclosed before advice.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
Neither answer is universal: platforms make DIY investing accessible, while advisers add value in the technical layers, tax wrappers, pension rules, estate planning, that compound at scale.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

Other IFA Financial Advisers in Lowestoft

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Norfolk & Suffolk Financial Services Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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