UK Independent. Sourced. Primary. · Est. 2024

Personal Wealth Matters (Estate Planning) Ltd | IFA Financial Advisers | Southend-On-Sea | Est. 2025

Personal Wealth Matters (Estate Planning) Ltd is a ifa financial advisers registered in Southend-On-Sea, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexIFA Index › Personal Wealth Matters (Estate Planning) Ltd

IFA Financial Advisers UNCLAIMED LISTING

Personal Wealth Matters (Estate Planning) Ltd

IFA Financial Advisers · Southend-On-Sea, Southend · Est. 2025

1 year
Active Trading
Active
CH Status
1,173
Monthly Views
12
Enquiries

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Company Registration Details

Registered company namePersonal Wealth Matters (Estate Planning) Ltd
Companies House number16277104 →
Company typePrivate Limited Company (Ltd)
Registered address25 Horseshoe Crescent, SS3 9WL
City / RegionSouthend-On-Sea, Southend
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 69109
Index statusClaim this listing →

About Personal Wealth Matters (Estate Planning) Ltd

Personal Wealth Matters (Estate Planning) Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

It is one of 24 ifa financial advisers listed in Southend on this index of 1663 UK firms in the category.

Confirm authorisation at register.fca.org.uk and check the individual adviser appears on the register too.

What IFA Financial Advisers Do

Independent financial advisers must consider a broad range of retail investment products, while restricted firms advise on a limited set. Advice charges are agreed in advance, typically as a percentage of assets, a fixed fee or an hourly rate.

Clients of authorised firms have two safety nets, the Ombudsman and the FSCS, neither of which covers unauthorised advice.

How to Choose the Right IFA Financial Adviser

The first meeting should establish scope, charges and whether the firm's specialisms fit your situation. Clarify what happens between reviews: access, ad-hoc queries and whether they carry extra charges.

Charges are typically a percentage of assets under advice, a fixed project fee or an hourly rate, agreed upfront.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Expect a disclosed initial fee scaled to the work plus, where you take ongoing service, an annual percentage of assets commonly between 0.5% and 1%; nothing is chargeable until agreed in writing.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
Raise it formally with the firm; regulation requires a response within eight weeks. Unresolved complaints go to the Financial Ombudsman Service, and the FSCS stands behind authorised firms that fail.

Other IFA Financial Advisers in Southend-On-Sea

Dfs Financial Services LimitedSouthend-On-Sea · Est. 2003View →
Everything Taxi (Uk) LtdSouthend-On-Sea · Est. 2017View →
Mk Estate Planning LtdSouthend-On-Sea · Est. 2025View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Personal Wealth Matters (Estate Planning) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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