UK Independent. Sourced. Primary. · Est. 2024

The Later Life Planning Group Limited | IFA Financial Advisers | Morley | Est. 2023

The Later Life Planning Group Limited is a ifa financial advisers registered in Morley, established 2023. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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The Later Life Planning Group Limited

IFA Financial Advisers · Morley, Leeds · Est. 2023

3 years
Active Trading
Active
CH Status
1,076
Monthly Views
15
Enquiries

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Company Registration Details

Registered company nameThe Later Life Planning Group Limited
Companies House number14775678 →
Company typePrivate Limited Company (Ltd)
Registered addressFirst Floor 3 Cliffe Park Way Bruntcliffe Road, LS27 0RY
City / RegionMorley, Leeds
Date incorporated2023
Years trading3 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified), 65110
Index statusClaim this listing →

About The Later Life Planning Group Limited

Incorporated in 2023, The Later Life Planning Group Limited is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 29 of them in Leeds.

Check both firm and adviser on the register; individual advisers appear with their own reference numbers.

What IFA Financial Advisers Do

The core of advice is suitability: matching products to a client's objectives, capacity for loss and time horizon. Charging structures vary, but all must be disclosed and agreed before advice is given.

Redress routes exist for authorised advice: complaints to the firm, then the Financial Ombudsman Service.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ask to see a sample annual review pack before agreeing to ongoing charges.

Fee structures differ by firm; all must be set out in the firm's disclosure documents before engagement.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with The Later Life Planning Group Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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