UK Independent. Sourced. Primary. · Est. 2024

T.I.M.C. Independent Financial Advisers Limited | IFA Financial Advisers | Ashford | Est. 2003

T.I.M.C. Independent Financial Advisers Limited is a ifa financial advisers registered in Ashford, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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T.I.M.C. Independent Financial Advisers Limited

IFA Financial Advisers · Ashford, Tunbridge Wells · Est. 2003

23 years
Active Trading
Active
CH Status
04839655
Company No
2025
Accounts to

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Company Registration Details

Registered company nameT.I.M.C. Independent Financial Advisers Limited
Companies House number04839655 →
Company typePrivate Limited Company (Ltd)
Registered addressAffs The Elwick Club Church Road, TN23 1RD
City / RegionAshford, Tunbridge Wells
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 64999 (financial intermediation not elsewhere classified)
Index statusClaim this listing →

About T.I.M.C. Independent Financial Advisers Limited

Founded in 2003, T.I.M.C. Independent Financial Advisers Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 1663 ifa financial advisers nationally, 18 of them in Wells.

Register checks matter most here: statutory protections only attach to authorised firms.

What IFA Financial Advisers Do

A financial adviser's independent or restricted status determines the breadth of products considered, and must be disclosed. The RDR reforms ended commission on retail investment advice; remuneration is now a disclosed fee.

Ombudsman and FSCS protection follow authorisation, which is why the register check precedes everything else.

How to Choose the Right IFA Financial Adviser

Chartered or certified status signals qualification beyond the regulatory minimum and is worth asking about. Ask to see a sample annual review pack before agreeing to ongoing charges.

Ask for the total cost of ownership: adviser charge, platform fee and fund charges combined.

Frequently Asked Questions

What is the difference between an independent financial adviser and a restricted adviser?
The label is regulatory, not marketing: independent means a broad market view of retail investment products, restricted means a defined subset. The firm's disclosure documents state which applies.
How much does independent financial advice cost?
Initial work commonly runs from several hundred pounds to the low thousands depending on complexity, with ongoing charges typically between 0.5% and 1% of assets annually; all charges must be agreed in writing before advice.
Do I need an IFA or can I manage my investments myself?
You can absolutely self-manage; the advice case strengthens as affairs grow complex, where portfolio construction, tax and inheritance interact and errors get expensive.
What qualifications should an IFA have?
Level 4 Diploma in Regulated Financial Planning is the FCA minimum; Chartered Financial Planner and Certified Financial Planner designations indicate study beyond it. Individual advisers can be verified on the FCA register.
What happens if I receive bad financial advice from an IFA?
The route is firm complaint, then Financial Ombudsman Service: authorised firms must operate a complaints procedure and respond within eight weeks, with the Ombudsman able to award redress on eligible cases.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with T.I.M.C. Independent Financial Advisers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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