UK Independent. Sourced. Primary. · Est. 2024

Andrew Phillips Insurance Brokers Ltd | Insurance Brokers | Brierley Hill | Est. 2010

Andrew Phillips Insurance Brokers Ltd is a insurance brokers registered in Brierley Hill, established 2010. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Andrew Phillips Insurance Brokers Ltd

Insurance Brokers · Brierley Hill, Dudley · Est. 2010

16 years
Active Trading
Active
CH Status
07454903
Company No
2024
Accounts to

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Company Registration Details

Registered company nameAndrew Phillips Insurance Brokers Ltd
Companies House number07454903 →
Company typePrivate Limited Company (Ltd)
Registered addressBarberry House 4 Harbour Buildings Dudley Road, Waterfront West, DY5 1LN
City / RegionBrierley Hill, Dudley
Date incorporated2010
Years trading16 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Andrew Phillips Insurance Brokers Ltd

Founded in 2010, Andrew Phillips Insurance Brokers Ltd has been active for 16 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 5 of them in Dudley.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in Brierley Hill

K D H Insurance Brokers LimitedBrierley Hill · Est. 2003View →
Beach Insurance Brokers LimitedBrierley Hill · Est. 2010View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Andrew Phillips Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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