UK Independent. Sourced. Primary. · Est. 2024

Bricks And Motor Insurance Brokers Ltd | Insurance Brokers | Bury | Est. 2003

Bricks And Motor Insurance Brokers Ltd is a insurance brokers registered in Bury, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Bricks And Motor Insurance Brokers Ltd

Insurance Brokers · Bury, Bolton · Est. 2003

23 years
Active Trading
Active
CH Status
04838284
Company No
2024
Accounts to

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Company Registration Details

Registered company nameBricks And Motor Insurance Brokers Ltd
Companies House number04838284 →
Company typePrivate Limited Company (Ltd)
Registered address84 Bolton Street, BL9 0LL
City / RegionBury, Bolton
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Bricks And Motor Insurance Brokers Ltd

Founded in 2003, Bricks And Motor Insurance Brokers Ltd has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 4 insurance brokers listed in Bolton on this index of 639 UK firms in the category.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Beyond price, a broker's job covers policy wording, exclusion negotiation and support at claim time.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. A short conversation about the firm's last few contested claims tells you more than any brochure.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Bury

Apollo Insurance Brokers LimitedBury · Est. 1967View →
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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Bricks And Motor Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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