UK Independent. Sourced. Primary. · Est. 2024

Egm Insurance Brokers Ltd | Insurance Brokers | Spalding | Est. 2019

Egm Insurance Brokers Ltd is a insurance brokers registered in Spalding, established 2019. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Egm Insurance Brokers Ltd

Insurance Brokers · Spalding, Rest of UK · Est. 2019

7 years
Active Trading
Active
CH Status
12230235
Company No
2024
Accounts to

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Company Registration Details

Registered company nameEgm Insurance Brokers Ltd
Companies House number12230235 →
Company typePrivate Limited Company (Ltd)
Registered addressUnit A Unit A, 8 Wrights Mews Holbeach, PE12 7EE
City / RegionSpalding, Rest of UK
Date incorporated2019
Years trading7 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Egm Insurance Brokers Ltd

Incorporated in 2019, Egm Insurance Brokers Ltd is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 57 of them in the UK.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. For complex risks, wording detail and claims advocacy matter as much as headline premium.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Before placing cover, understand the firm's role at claim time and its record on disputed claims.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Egm Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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