UK Independent. Sourced. Primary. · Est. 2024

Garratts Insurance Brokers Limited | Insurance Brokers | London | Est. 2002

Garratts Insurance Brokers Limited is a insurance brokers registered in London, established 2002. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Garratts Insurance Brokers Limited

Insurance Brokers · London · Est. 2002

24 years
Active Trading
Active
CH Status
04384194
Company No
2024
Accounts to

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Company Registration Details

Registered company nameGarratts Insurance Brokers Limited
Companies House number04384194 →
Company typePrivate Limited Company (Ltd)
Registered address7th Floor, Corn Exchange, EC3R 7NE
City / RegionLondon
Date incorporated2002
Years trading24 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Garratts Insurance Brokers Limited

Founded in 2002, Garratts Insurance Brokers Limited has been active for 24 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 142 insurance brokers listed in London on this index of 639 UK firms in the category.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

Unlike comparison sites, an advised placement assesses the specific risk rather than matching form answers to quotes.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Garratts Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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