UK Independent. Sourced. Primary. · Est. 2024

Hbib Limited | Insurance Brokers | Essex | Est. 2014

Hbib Limited is a insurance brokers registered in Essex, established 2014. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Hbib Limited

Insurance Brokers · Essex, Rest of UK · Est. 2014

12 years
Active Trading
Active
CH Status
09182276
Company No
2025
Accounts to

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Company Registration Details

Registered company nameHbib Limited
Companies House number09182276 →
Company typePrivate Limited Company (Ltd)
Registered addressElm Cottage, Church Farm Barns Church Road North Farmbridge, CM3 6LU
City / RegionEssex, Rest of UK
Date incorporated2014
Years trading12 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Hbib Limited

Founded in 2014, Hbib Limited has been active for 12 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 57 insurance brokers listed in the UK on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

A broker's role is to represent the policyholder's interests, from market comparison through to claims advocacy. In commercial lines, broker market access and claims support are typically the core of the service.

Where a comparison site presents quotes, a broker takes on the risk assessment and stands behind the recommendation.

How to Choose the Right Insurance Broker

The right broker for a landlord portfolio differs from the right broker for a manufacturing risk. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Remuneration is usually insurer-paid commission, sometimes alongside a disclosed client fee.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

Other Insurance Brokers in Essex

Aston Insurance Brokers LimitedEssex · Est. 1996View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Hbib Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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