UK Independent. Sourced. Primary. · Est. 2024

Lancashire Insurance Company (Uk) Limited | Insurance Brokers | London | Est. 2006

Lancashire Insurance Company (Uk) Limited is a insurance brokers registered in London, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexInsurance Broker Index › Lancashire Insurance Company (Uk) Limited

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Lancashire Insurance Company (Uk) Limited

Insurance Brokers · London · Est. 2006

20 years
Active Trading
Active
CH Status
05747877
Company No
2025
Accounts to

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Company Registration Details

Registered company nameLancashire Insurance Company (Uk) Limited
Companies House number05747877 →
Company typePrivate Limited Company (Ltd)
Registered addressLevel 29 - 20 Fenchurch Street, EC3M 3BY
City / RegionLondon
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Lancashire Insurance Company (Uk) Limited

Founded in 2006, Lancashire Insurance Company (Uk) Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

London accounts for 142 of the 639 insurance brokers tracked on this index.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. In commercial lines, broker market access and claims support are typically the core of the service.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Lancashire Insurance Company (Uk) Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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