UK Independent. Sourced. Primary. · Est. 2024

Lancashire Insurance Services Limited | Insurance Brokers | London | Est. 2006

Lancashire Insurance Services Limited is a insurance brokers registered in London, established 2006. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Lancashire Insurance Services Limited

Insurance Brokers · London · Est. 2006

20 years
Active Trading
Active
CH Status
05747874
Company No
2025
Accounts to

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Company Registration Details

Registered company nameLancashire Insurance Services Limited
Companies House number05747874 →
Company typePrivate Limited Company (Ltd)
Registered addressLevel 29 - 20 Fenchurch Street, EC3M 3BY
City / RegionLondon
Date incorporated2006
Years trading20 years
CH statusActive
SpecialismRecorded activity: 66290 (other activities auxiliary to insurance and pension funding)
Index statusClaim this listing →

About Lancashire Insurance Services Limited

Founded in 2006, Lancashire Insurance Services Limited has been active for 20 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 142 insurance brokers listed in London on this index of 639 UK firms in the category.

Insurance distribution is regulated: verify the firm's FCA authorisation on the Financial Services Register before placing cover.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. For business risks such as professional indemnity or fleet, the broker's underwriter relationships shape the outcome.

Advice is the distinction: an intermediary evaluates the risk presented rather than merely retrieving prices.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Ask what happens when a claim is declined; the answer reveals the depth of the service.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Lancashire Insurance Services Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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