UK Independent. Sourced. Primary. · Est. 2024

Lap Insurance Brokers Limited | Insurance Brokers | Burton-On-Trent | Est. 2004

Lap Insurance Brokers Limited is a insurance brokers registered in Burton-On-Trent, established 2004. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexInsurance Broker Index › Lap Insurance Brokers Limited

Insurance Brokers UNCLAIMED LISTING

Lap Insurance Brokers Limited

Insurance Brokers · Burton-On-Trent, Derby · Est. 2004

22 years
Active Trading
Active
CH Status
1,157
Monthly Views
3
Enquiries

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company nameLap Insurance Brokers Limited
Companies House number05067308 →
Company typePrivate Limited Company (Ltd)
Registered addressRepton House Bretby Business Park Bretby, DE15 0YZ
City / RegionBurton-On-Trent, Derby
Date incorporated2004
Years trading22 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Lap Insurance Brokers Limited

Founded in 2004, Lap Insurance Brokers Limited has been active for 22 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Derby accounts for 3 of the 639 insurance brokers tracked on this index.

Before instructing, confirm live FCA permissions on the register, especially in intermediary chains.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. The value in commercial broking lies in market access, wording negotiation and claims handling.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Choose by risk class and ask what proportion of the firm's book sits in cover like yours. Establish who handles a claim, in-house team or insurer direct, before placing the business.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

Related Guides

Best Car Insurance UK 2026 Best Home Insurance UK 2026
Best Business Insurance UK 2026 Best Pet Insurance UK 2026

Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Lap Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Get Kael Tripton in your Google feed

⭐ Add as Preferred Source on Google