UK Independent. Sourced. Primary. · Est. 2024

Liberty Insurance Brokers Ltd | Insurance Brokers | Plymouth | Est. 2012

Liberty Insurance Brokers Ltd is a insurance brokers registered in Plymouth, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Liberty Insurance Brokers Ltd

Insurance Brokers · Plymouth · Est. 2012

14 years
Active Trading
Active
CH Status
08225809
Company No
2025
Accounts to

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Company Registration Details

Registered company nameLiberty Insurance Brokers Ltd
Companies House number08225809 →
Company typePrivate Limited Company (Ltd)
Registered addressHuxley House 26 Huxley Close Plympton, PL7 4JN
City / RegionPlymouth
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Liberty Insurance Brokers Ltd

Founded in 2012, Liberty Insurance Brokers Ltd has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Plymouth accounts for 4 of the 639 insurance brokers tracked on this index.

Authorisation checks are free and immediate on the FCA register; unauthorised distribution is unlawful.

What Insurance Brokers Do

Insurance brokers advise on policy terms, exclusions and sums insured, placing risk with the insurer that fits. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Claims handling arrangements are worth probing early: they differ widely between firms.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Liberty Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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