UK Independent. Sourced. Primary. · Est. 2024

Lochain Patrick Insurance Brokers Ltd | Insurance Brokers | London | Est. 1919

Lochain Patrick Insurance Brokers Ltd is a insurance brokers registered in London, established 1919. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Lochain Patrick Insurance Brokers Ltd

Insurance Brokers · London · Est. 1919

107 years
Active Trading
Active
CH Status
00153365
Company No
2024
Accounts to

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Company Registration Details

Registered company nameLochain Patrick Insurance Brokers Ltd
Companies House number00153365 →
Company typePrivate Limited Company (Ltd)
Registered address30 St Mary Axe St. Mary Axe, EC3A 8BF
City / RegionLondon
Date incorporated1919
Years trading107 years
CH statusActive
SpecialismRecorded activity: 65120, 65202
Index statusClaim this listing →

About Lochain Patrick Insurance Brokers Ltd

With over 107 years of continuous trading history, Lochain Patrick Insurance Brokers Ltd is one of the longest-established firms of its kind in the UK. Founded in 1919, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

London accounts for 142 of the 639 insurance brokers tracked on this index.

Check register.fca.org.uk for the firm's authorisation, permissions and trading names before any engagement.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. Commercial policies are often arranged through intermediary chains, which makes the broker's own standing important.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

The cost of broking is usually inside the premium as commission; a breakdown can be requested.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.
Can an insurance broker help me if my claim is rejected?
Yes, claims advocacy is core to the service: the firm can review the insurer's reasoning, challenge the decision with policy-wording arguments, and escalate to the Financial Ombudsman Service where appropriate.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Lochain Patrick Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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