UK Independent. Sourced. Primary. · Est. 2024

Lothian Insurance Brokers Ltd | Insurance Brokers | Dalkeith | Est. 2013

Lothian Insurance Brokers Ltd is a insurance brokers registered in Dalkeith, established 2013. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Lothian Insurance Brokers Ltd

Insurance Brokers · Dalkeith, Edinburgh · Est. 2013

13 years
Active Trading
Active
CH Status
SC459029
Company No
2025
Accounts to

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Company Registration Details

Registered company nameLothian Insurance Brokers Ltd
Companies House numberSC459029 →
Company typePrivate Limited Company (Ltd)
Registered address8 Jenks Loan, EH22 4DD
City / RegionDalkeith, Edinburgh
Date incorporated2013
Years trading13 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Lothian Insurance Brokers Ltd

Founded in 2013, Lothian Insurance Brokers Ltd has been active for 13 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Edinburgh accounts for 4 of the 639 insurance brokers tracked on this index.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

An intermediary compares underwriters on price and terms and manages the placement on the client's behalf. The value in commercial broking lies in market access, wording negotiation and claims handling.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Ask how claims are supported: advocacy at claim stage is where broking proves its value.

Ask how the firm is paid on your policy; commission and fee disclosure is a regulatory requirement on request.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
Aggregators match form answers to insurer pricing; a broker provides advice, tailors the cover to the actual risk, and supports you at claim time, a service difference that grows with the complexity of what you are insuring.
Do I need to use an FCA-regulated insurance broker?
Insurance distribution is a regulated activity: authorisation is not optional for the firm. Your check is simple, the FCA register confirms status, permissions and trading names in minutes.
How are insurance brokers paid?
Typically by commission from the insurer, a client fee, or both; FCA rules require remuneration to be disclosed, so ask for the breakdown on your specific policy.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Lothian Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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