UK Independent. Sourced. Primary. · Est. 2024

Low Insurance Brokers Limited | Insurance Brokers | Bradford | Est. 2008

Low Insurance Brokers Limited is a insurance brokers registered in Bradford, established 2008. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Low Insurance Brokers Limited

Insurance Brokers · Bradford · Est. 2008

18 years
Active Trading
Active
CH Status
1,195
Monthly Views
8
Enquiries

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Company Registration Details

Registered company nameLow Insurance Brokers Limited
Companies House number06753366 →
Company typePrivate Limited Company (Ltd)
Registered addressSuite 17 City Road, BD8 8JY
City / RegionBradford
Date incorporated2008
Years trading18 years
CH statusActive
SpecialismRecorded activity: 65120
Index statusClaim this listing →

About Low Insurance Brokers Limited

Founded in 2008, Low Insurance Brokers Limited has been active for 18 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 4 of them in Bradford.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

An insurance broker acts for the client rather than the insurer, comparing cover across multiple underwriters. For complex risks, wording detail and claims advocacy matter as much as headline premium.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

Specialisation matters: firms concentrate in classes of business, and depth in your class predicts the outcome. A short conversation about the firm's last few contested claims tells you more than any brochure.

Ask how the firm is paid on your policy; commission and fee disclosure is a regulatory requirement on request.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.
What should I bring to a first meeting with an insurance broker?
Current policies, claims record and asset details cover the personal side; commercial clients should add company information, activity descriptions and any prior claims experience so the broker can present the risk accurately.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Low Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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