UK Independent. Sourced. Primary. · Est. 2024

Mercia Insurance Brokers Limited | Insurance Brokers | Leamington Spa | Est. 2015

Mercia Insurance Brokers Limited is a insurance brokers registered in Leamington Spa, established 2015. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mercia Insurance Brokers Limited

Insurance Brokers · Leamington Spa, Coventry · Est. 2015

11 years
Active Trading
Active
CH Status
09425998
Company No
2025
Accounts to

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Company Registration Details

Registered company nameMercia Insurance Brokers Limited
Companies House number09425998 →
Company typePrivate Limited Company (Ltd)
Registered addressHighdown House 11 Highdown Road, CV31 1XT
City / RegionLeamington Spa, Coventry
Date incorporated2015
Years trading11 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Mercia Insurance Brokers Limited

Founded in 2015, Mercia Insurance Brokers Limited has been active for 11 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 639 insurance brokers nationally, 7 of them in Coventry.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Brokers assess the risk, recommend cover levels and place the policy with a suitable underwriter. In commercial lines, broker market access and claims support are typically the core of the service.

The advised route differs from aggregators: the broker takes responsibility for suitability of the cover recommended.

How to Choose the Right Insurance Broker

Ask prospective firms which insurers they place your class of risk with and how claims are handled. Claims handling arrangements are worth probing early: they differ widely between firms.

Brokers are typically remunerated by commission built into the premium; fees, where charged, must be disclosed.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
A comparison site retrieves quotes from the answers you type; a broker assesses the risk itself, advises on cover levels and exclusions, and takes responsibility for the recommendation, which matters most on non-standard or commercial risks.
Do I need to use an FCA-regulated insurance broker?
Anyone arranging insurance for clients in the UK must hold FCA authorisation, so an unregulated intermediary should not be arranging your cover at all. Check any firm's status on the Financial Services Register before proceeding.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Mercia Insurance Brokers Limited or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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