Neville J Harris Insurance Brokers Ltd

Insurance Brokers · Helston, Truro · Est. 2020

6 years

Active Trading

Active

CH Status

1,057

Monthly Views

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Company Registration Details

Registered company name	Neville J Harris Insurance Brokers Ltd
Companies House number	12810869 →
Company type	Private Limited Company (Ltd)
Registered address	16 Meneage Street, TR13 8AB
City / Region	Helston, Truro
Date incorporated	2020
Years trading	6 years
CH status	Active
Specialism	Recorded activity: 66220 (activities of insurance agents and brokers)
Index status	Claim this listing →

About Neville J Harris Insurance Brokers Ltd

Incorporated in 2020, Neville J Harris Insurance Brokers Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Financial Services Register confirms whether a firm can lawfully carry on insurance distribution.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. For complex risks, wording detail and claims advocacy matter as much as headline premium.

The service is advisory, which brings suitability duties a price-comparison journey does not carry.

How to Choose the Right Insurance Broker

A firm strong in motor fleet is not automatically right for professional indemnity; ask about the specific class. Ask what happens when a claim is declined; the answer reveals the depth of the service.

Commission levels vary by class and insurer; the firm must be able to explain its remuneration on your policy.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?

The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.

Do I need to use an FCA-regulated insurance broker?

Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.

How are insurance brokers paid?

Most placements carry insurer-paid commission inside the premium; some firms charge fees as well. Either way, disclosure is a regulatory obligation, request it in writing.

What should I bring to a first meeting with an insurance broker?

For personal cover: current policy documents, five years of claims history, and details of what you are insuring. For commercial: company details, turnover, existing schedules and claims experience, plus anything unusual about the risk.

Can an insurance broker help me if my claim is rejected?

A regulated intermediary can act for you after a decline: analysing the policy wording, pressing the insurer, and guiding a Financial Ombudsman Service complaint if needed.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Neville J Harris Insurance Brokers Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Neville J Harris Insurance Brokers Ltd | Insurance Brokers | Helston | Est. 2020