UK Independent. Sourced. Primary. · Est. 2024

Phl Insurance Brokers Limited | Insurance Brokers | London | Est. 2003

Phl Insurance Brokers Limited is a insurance brokers registered in London, established 2003. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexInsurance Broker Index › Phl Insurance Brokers Limited

Insurance Brokers UNCLAIMED LISTING

Phl Insurance Brokers Limited

Insurance Brokers · London · Est. 2003

23 years
Active Trading
Active
CH Status
04851546
Company No
2024
Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company namePhl Insurance Brokers Limited
Companies House number04851546 →
Company typePrivate Limited Company (Ltd)
Registered address120 Kings Road, SW3 4TR
City / RegionLondon
Date incorporated2003
Years trading23 years
CH statusActive
SpecialismRecorded activity: 66220 (activities of insurance agents and brokers)
Index statusClaim this listing →

About Phl Insurance Brokers Limited

Founded in 2003, Phl Insurance Brokers Limited has been active for 23 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

It is one of 142 insurance brokers listed in London on this index of 639 UK firms in the category.

Verify FCA status at register.fca.org.uk; complaints about authorised intermediaries can go to the Financial Ombudsman Service.

What Insurance Brokers Do

Insurance intermediaries arrange cover across a panel or the wider market and advise on the terms that matter. For complex risks, wording detail and claims advocacy matter as much as headline premium.

A broker's recommendation carries advice obligations that a quote-retrieval service does not.

How to Choose the Right Insurance Broker

Match the firm to the risk: personal lines, SME packages and specialist commercial risks are distinct disciplines. Ask what happens when a claim is declined; the answer reveals the depth of the service.

FCA fair-value rules apply to distribution: commissions and any fees must represent fair value and be disclosable.

Frequently Asked Questions

What is the difference between an insurance broker and a comparison website?
The distinction is advice: comparison sites present prices, while a regulated broker evaluates your circumstances, recommends suitable cover and stands behind that recommendation under FCA suitability rules.
Do I need to use an FCA-regulated insurance broker?
Yes, in the sense that lawful intermediaries are FCA-authorised by definition. Verify on register.fca.org.uk; authorisation also brings Ombudsman and FSCS protections that unauthorised arrangements lack.
How are insurance brokers paid?
Commission built into the premium is the norm, sometimes with a separate fee. Fair-value rules apply to the whole distribution chain, and the firm must explain its remuneration on request.
What should I bring to a first meeting with an insurance broker?
Bring enough for the firm to understand the risk: existing cover documents, claims history, and for businesses a clear description of activities, premises and turnover; gaps here surface later as disputed claims.
Can an insurance broker help me if my claim is rejected?
Supporting contested claims is where broking proves its worth: reviewing the decline, negotiating with the insurer, and advising on Ombudsman referral if the answer stands.

Other Insurance Brokers in London

Century Insurance Broker Co Ltd (Representative Office)London · Est. 2015View →
Chase Side Insurance Brokers LimitedLondon · Est. 1977View →
Peter Hoare & Company (Insurance Brokers) LimitedLondon · Est. 1972View →
International Risk Solutions Insurance Broker (Europe) Ltd Uk BranchLondon · Est. 2020View →

Related Guides

Best Car Insurance UK 2026 Best Home Insurance UK 2026
Best Business Insurance UK 2026 Best Pet Insurance UK 2026

Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Phl Insurance Brokers Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Get Kael Tripton in your Google feed

⭐ Add as Preferred Source on Google