UK Independent. Sourced. Primary. · Est. 2024

46 Somerset Road (Freehold) Company Limited | Mortgage Brokers | Essex | Est. 1997

46 Somerset Road (Freehold) Company Limited is a mortgage broker registered in Essex, established 1997. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › 46 Somerset Road (Freehold) Company Limited

Mortgage Brokers UNCLAIMED LISTING

46 Somerset Road (Freehold) Company Limited

Mortgage Brokers · Essex, London · Est. 1997

29 years
Active Trading
Active
CH Status
03464788
Company No
2024
Accounts to

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Company Registration Details

Registered company name46 Somerset Road (Freehold) Company Limited
Companies House number03464788 →
Company typePrivate Limited Company (Ltd)
Registered address161 Ley Street, IG1 4BL
City / RegionEssex, London
Date incorporated1997
Years trading29 years
CH statusActive
SpecialismRecorded activity: 98000
Index statusClaim this listing →

About 46 Somerset Road (Freehold) Company Limited

Established in 1997, 46 Somerset Road (Freehold) Company Limited has over 29 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 726 of them in London.

Authorisation is checkable free at register.fca.org.uk; an unauthorised firm cannot lawfully arrange your mortgage.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

The right firm depends on the case: a first-time buyer and a limited-company landlord need different lender relationships. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with 46 Somerset Road (Freehold) Company Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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