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Ak Marine Services (Devon) Limited

Mortgage Brokers · Torquay · Est. 2017

9 years

Active Trading

Active

CH Status

10994428

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Ak Marine Services (Devon) Limited
Companies House number	10994428 →
Company type	Private Limited Company (Ltd)
Registered address	37 Shiphay Lane, TQ2 7DU
City / Region	Torquay
Date incorporated	2017
Years trading	9 years
CH status	Active
Specialism	Recorded activity: 33150
Index status	Claim this listing →

About Ak Marine Services (Devon) Limited

Incorporated in 2017, Ak Marine Services (Devon) Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 49 of them in Torquay.

Always confirm current authorisation on the FCA register before proceeding; it also records past regulatory action.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Establish early what the firm can access and how it has handled comparable applications.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.

How much does a mortgage broker charge?

Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.

What documents do I need to provide to a mortgage broker?

The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Torquay

Buckland Properties (Devon) LimitedTorquay · Est. 1999	View →
Devon And Somerset Law SocietyTorquay · Est. 1926	View →
Bayview Devon Investment LtdTorquay · Est. 2024	View →
The Button Box - Devon LtdTorquay · Est. 2022	View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Ak Marine Services (Devon) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Ak Marine Services (Devon) Limited | Mortgage Brokers | Torquay | Est. 2017