UK Independent. Sourced. Primary. · Est. 2024

Beacon Autos (West Midlands) Limited | Mortgage Brokers | Sutton Coldfield | Est. 2005

Beacon Autos (West Midlands) Limited is a mortgage brokers registered in Sutton Coldfield, established 2005. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Beacon Autos (West Midlands) Limited

Mortgage Brokers UNCLAIMED LISTING

Beacon Autos (West Midlands) Limited

Mortgage Brokers · Sutton Coldfield, Birmingham · Est. 2005

21 years
Active Trading
Active
CH Status
05587283
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBeacon Autos (West Midlands) Limited
Companies House number05587283 →
Company typePrivate Limited Company (Ltd)
Registered address38 Rectory Road, B75 7AS
City / RegionSutton Coldfield, Birmingham
Date incorporated2005
Years trading21 years
CH statusActive
SpecialismRecorded activity: 82990 (other business support services)
Index statusClaim this listing →

About Beacon Autos (West Midlands) Limited

Founded in 2005, Beacon Autos (West Midlands) Limited has been active for 21 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Birmingham accounts for 150 of the 5754 mortgage brokers tracked on this index.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Expect a written disclosure of how the firm is remunerated before any recommendation is made.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Sutton Coldfield

Bcm (West Midlands) LimitedSutton Coldfield · Est. 2013View →
Meynell & South Staffordshire Hunt LimitedSutton Coldfield · Est. 2018View →
Strattons Of Worcestershire LimitedSutton Coldfield · Est. 2009View →
Business Matters (Somerset) LtdSutton Coldfield · Est. 2019View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Beacon Autos (West Midlands) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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