UK Independent. Sourced. Primary. · Est. 2024

Below Zero Devon Ltd | Mortgage Brokers | Crediton | Est. 2009

Below Zero Devon Ltd is a mortgage brokers registered in Crediton, established 2009. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Below Zero Devon Ltd

Mortgage Brokers UNCLAIMED LISTING

Below Zero Devon Ltd

Mortgage Brokers · Crediton, Exeter · Est. 2009

17 years
Active Trading
Active
CH Status
06906770
Company No
2025
Accounts to

📞 Contact Details

Phone, email and website shown on claimed listings. Claim this listing →

Is this your firm? Claim this listing →

Send an Enquiry

Fill in your details below. Free service, no obligation. We will forward your enquiry within 24 hours.

By submitting you agree to be contacted. Kaeltripton.com is a directory service and does not sell your enquiry data.

Company Registration Details

Registered company nameBelow Zero Devon Ltd
Companies House number06906770 →
Company typePrivate Limited Company (Ltd)
Registered address3 Leave Acre, EX17 4PL
City / RegionCrediton, Exeter
Date incorporated2009
Years trading17 years
CH statusActive
SpecialismRecorded activity: 33120
Index statusClaim this listing →

About Below Zero Devon Ltd

Founded in 2009, Below Zero Devon Ltd has been active for 17 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Exeter accounts for 99 of the 5754 mortgage brokers tracked on this index.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Crediton

Ab Plumbing And Heating Devon LtdCrediton · Est. 2013View →
Herefordshire And Worcestershire Arts Development LimitedCrediton · Est. 1997View →
Cap Holdings (Devon) LtdCrediton · Est. 2024View →
The Bike Shed Devon LimitedCrediton · Est. 2014View →

Related Guides

Best Remortgage Deals UK 2026 UK Mortgage Calculator
UK Stamp Duty Calculator UK House Prices April 2026

Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Below Zero Devon Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Get Kael Tripton in your Google feed

⭐ Add as Preferred Source on Google