UK Independent. Sourced. Primary. · Est. 2024

Berkeley Homes (Surrey) Limited | Mortgage Brokers | Cobham | Est. 1988

Berkeley Homes (Surrey) Limited is a mortgage brokers registered in Cobham, established 1988. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Berkeley Homes (Surrey) Limited

Mortgage Brokers UNCLAIMED LISTING

Berkeley Homes (Surrey) Limited

Mortgage Brokers · Cobham, London · Est. 1988

38 years
Active Trading
Active
CH Status
02238315
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBerkeley Homes (Surrey) Limited
Companies House number02238315 →
Company typePrivate Limited Company (Ltd)
Registered addressBerkeley House 19 Portsmouth Road, KT11 1JG
City / RegionCobham, London
Date incorporated1988
Years trading38 years
CH statusActive
SpecialismRecorded activity: 99999
Index statusClaim this listing →

About Berkeley Homes (Surrey) Limited

Established in 1988, Berkeley Homes (Surrey) Limited has over 38 years of trading history, placing it among the more experienced firms in its sector. This longevity reflects sustained client confidence and a track record of adapting to the evolving UK regulatory and market environment.

London accounts for 726 of the 5754 mortgage brokers tracked on this index.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Cobham

Bms Surrey LimitedCobham · Est. 2018View →
Berkeley Homes (Dorset) Limited.Cobham · Est. 1979View →
Berkeley Homes (Hertfordshire & Cambridgeshire) LimitedCobham · Est. 2007View →
Berkeley Homes (Hampshire) LimitedCobham · Est. 1991View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Berkeley Homes (Surrey) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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