UK Independent. Sourced. Primary. · Est. 2024

Berkshire Against Racism Cic | Mortgage Brokers | Bracknell | Est. 2024

Berkshire Against Racism Cic is a mortgage brokers registered in Bracknell, established 2024. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Berkshire Against Racism Cic

Mortgage Brokers · Bracknell, Reading · Est. 2024

2 years
Active Trading
Active
CH Status
15609109
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBerkshire Against Racism Cic
Companies House number15609109 →
Company typePrivate Company Limited by Guarantee
Registered addressNewhurst Warfield Street Warfield, RG42 6AR
City / RegionBracknell, Reading
Date incorporated2024
Years trading2 years
CH statusActive
SpecialismRecorded activity: 94990
Index statusClaim this listing →

About Berkshire Against Racism Cic

Incorporated in 2024, Berkshire Against Racism Cic is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

It is one of 106 mortgage brokers listed in Reading on this index of 5754 UK firms in the category.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Whole-of-market firms compare products across the full lending landscape, while panel-based firms work from a defined set of lenders.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. A short scoping call establishes lender access, typical turnaround and whether the firm has an appetite for your case.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Berkshire Against Racism Cic or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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