UK Independent. Sourced. Primary. · Est. 2024

Berkshire Capital Finance Ltd | Mortgage Brokers | London | Est. 2020

Berkshire Capital Finance Ltd is a mortgage brokers registered in London, established 2020. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Berkshire Capital Finance Ltd

Mortgage Brokers · London · Est. 2020

6 years
Active Trading
Active
CH Status
12800185
Company No
2024
Accounts to

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Company Registration Details

Registered company nameBerkshire Capital Finance Ltd
Companies House number12800185 →
Company typePrivate Limited Company (Ltd)
Registered address30 Meadway, N14 6NL
City / RegionLondon
Date incorporated2020
Years trading6 years
CH statusActive
SpecialismRecorded activity: 74909
Index statusClaim this listing →

About Berkshire Capital Finance Ltd

Incorporated in 2020, Berkshire Capital Finance Ltd is an established firm with 6 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

London accounts for 726 of the 5754 mortgage brokers tracked on this index.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
A decline is frequently a criteria mismatch rather than a verdict on you. Firms that know lender appetite can identify where your circumstances fit and structure the resubmission accordingly.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Berkshire Capital Finance Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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