UK Independent. Sourced. Primary. · Est. 2024

Berkshire Cars Limited | Mortgage Brokers | Reading | Est. 2025

Berkshire Cars Limited is a mortgage brokers registered in Reading, established 2025. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Berkshire Cars Limited

Mortgage Brokers UNCLAIMED LISTING

Berkshire Cars Limited

Mortgage Brokers · Reading · Est. 2025

1 year
Active Trading
Active
CH Status
16541501
Company No
n/a
Accounts to

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Company Registration Details

Registered company nameBerkshire Cars Limited
Companies House number16541501 →
Company typePrivate Limited Company (Ltd)
Registered address8 Blackthorn Close, RG6 1DH
City / RegionReading
Date incorporated2025
Years trading1 year
CH statusActive
SpecialismRecorded activity: 45111, 45112
Index statusClaim this listing →

About Berkshire Cars Limited

Berkshire Cars Limited was incorporated in 2025 and is registered as an active company on the Companies House register.

Reading accounts for 106 of the 5754 mortgage brokers tracked on this index.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Reading

Belmont House (Devon) LimitedReading · Est. 2000View →
Berkshire Cars And Commercials LtdReading · Est. 2021View →
Baked In Berkshire LimitedReading · Est. 2026View →
Absolutely Anything (Berkshire) LtdReading · Est. 2021View →

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Berkshire Cars Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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