UK Independent. Sourced. Primary. · Est. 2024

Bright & Beautiful Gardens West Sussex Limited | Mortgage Brokers | Worthing | Est. 2016

Bright & Beautiful Gardens West Sussex Limited is a mortgage brokers registered in Worthing, established 2016. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Bright & Beautiful Gardens West Sussex Limited

Mortgage Brokers UNCLAIMED LISTING

Bright & Beautiful Gardens West Sussex Limited

Mortgage Brokers · Worthing, Brighton · Est. 2016

10 years
Active Trading
Active
CH Status
10422944
Company No
2025
Accounts to

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Company Registration Details

Registered company nameBright & Beautiful Gardens West Sussex Limited
Companies House number10422944 →
Company typePrivate Limited Company (Ltd)
Registered address49 Littlehampton Road, BN13 1QP
City / RegionWorthing, Brighton
Date incorporated2016
Years trading10 years
CH statusActive
SpecialismRecorded activity: 81300
Index statusClaim this listing →

About Bright & Beautiful Gardens West Sussex Limited

Founded in 2016, Bright & Beautiful Gardens West Sussex Limited has been active for 10 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

Brighton accounts for 78 of the 5754 mortgage brokers tracked on this index.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. Access varies by firm: whole-of-market, a multi-lender panel, or ties to specific lenders, each with disclosure obligations.

Cases that fail one lender's criteria frequently pass another's; mapping that terrain is the broker's value.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page contains publicly available information sourced from the Companies House public register. Kaeltripton.com is a directory service and is not affiliated with Bright & Beautiful Gardens West Sussex Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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