UK Independent. Sourced. Primary. · Est. 2024

Cambridgeshire Driveways And Patios Ltd | Mortgage Brokers | Spalding | Est. 2023

Cambridgeshire Driveways And Patios Ltd is a mortgage brokers registered in Spalding, established 2023. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Cambridgeshire Driveways And Patios Ltd

Mortgage Brokers UNCLAIMED LISTING

Cambridgeshire Driveways And Patios Ltd

Mortgage Brokers · Spalding, Rest of UK · Est. 2023

3 years
Active Trading
Active
CH Status
14896670
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCambridgeshire Driveways And Patios Ltd
Companies House number14896670 →
Company typePrivate Limited Company (Ltd)
Registered address32 The Crescent, PE11 1AF
City / RegionSpalding, Rest of UK
Date incorporated2023
Years trading3 years
CH statusActive
SpecialismRecorded activity: 81300
Index statusClaim this listing →

About Cambridgeshire Driveways And Patios Ltd

Incorporated in 2023, Cambridgeshire Driveways And Patios Ltd is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 823 of them in the UK.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Establish early what the firm can access and how it has handled comparable applications.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: The information on this page is drawn from the Companies House public register. Kaeltripton.com operates as an independent directory and has no affiliation with Cambridgeshire Driveways And Patios Ltd or any firm listed. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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