UK Independent. Sourced. Primary. · Est. 2024

Cambridgeshire Ghanaians Association Limited | Mortgage Brokers | Huntingdon | Est. 2012

Cambridgeshire Ghanaians Association Limited is a mortgage brokers registered in Huntingdon, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Cambridgeshire Ghanaians Association Limited

Mortgage Brokers UNCLAIMED LISTING

Cambridgeshire Ghanaians Association Limited

Mortgage Brokers · Huntingdon, Rest of UK · Est. 2012

14 years
Active Trading
Active
CH Status
08151311
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCambridgeshire Ghanaians Association Limited
Companies House number08151311 →
Company typePrivate Company Limited by Guarantee
Registered address24 Foren Crescent, PE29 2NN
City / RegionHuntingdon, Rest of UK
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 91020
Index statusClaim this listing →

About Cambridgeshire Ghanaians Association Limited

Founded in 2012, Cambridgeshire Ghanaians Association Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 823 of them in the UK.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Matching the firm to the case matters: portfolio landlords, contractors and expats are better served by brokers who work those niches daily. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Huntingdon

Abbey Real Estate Cambridgeshire LimitedHuntingdon · Est. 2019View →
Healthwatch Cambridgeshire And Peterborough CicHuntingdon · Est. 2013View →
Cambridgeshire Gardens TrustHuntingdon · Est. 1997View →
Cambridgeshire & Peterborough Association Of Local Councils LimitedHuntingdon · Est. 2020View →

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Cambridgeshire Ghanaians Association Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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