Financial Index › Mortgage Broker Index › Car And Commercial (Devon) Ltd

Mortgage Brokers UNCLAIMED LISTING

Car And Commercial (Devon) Ltd

Mortgage Brokers · Exmouth, Exeter · Est. 2025

1 year

Active Trading

Active

CH Status

16275470

Company No

n/a

Accounts to

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Company Registration Details

Registered company name	Car And Commercial (Devon) Ltd
Companies House number	16275470 →
Company type	Private Limited Company (Ltd)
Registered address	46 Rolle Street, EX8 2SQ
City / Region	Exmouth, Exeter
Date incorporated	2025
Years trading	1 year
CH status	Active
Specialism	Recorded activity: 45200
Index status	Claim this listing →

About Car And Commercial (Devon) Ltd

Car And Commercial (Devon) Ltd was incorporated in 2025 and is registered as an active company on the Companies House register.

Exeter accounts for 99 of the 5754 mortgage brokers tracked on this index.

Confirm FCA authorisation on the Financial Services Register at register.fca.org.uk before instructing any firm.

What Mortgage Brokers Do

Mortgage intermediaries advise on and arrange home loans, working from either a whole-of-market view or a defined lender panel. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Complex circumstances are where intermediation matters most, because lender criteria diverge sharply off the mainstream.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.

How long does the mortgage process take when using a broker?

Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.

Can a mortgage broker help if I have been declined by a lender?

Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Exmouth

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Car And Commercial (Devon) Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Car And Commercial (Devon) Ltd | Mortgage Brokers | Exmouth | Est. 2025