UK Independent. Sourced. Primary. · Est. 2024

Cars Of Devon Limited | Mortgage Brokers | Teignmouth | Est. 2024

Cars Of Devon Limited is a mortgage brokers registered in Teignmouth, established 2024. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Cars Of Devon Limited

Mortgage Brokers · Teignmouth, Torquay · Est. 2024

2 years
Active Trading
Active
CH Status
15763319
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCars Of Devon Limited
Companies House number15763319 →
Company typePrivate Limited Company (Ltd)
Registered address5 Den Road, TQ14 8AR
City / RegionTeignmouth, Torquay
Date incorporated2024
Years trading2 years
CH statusActive
SpecialismRecorded activity: 45112
Index statusClaim this listing →

About Cars Of Devon Limited

Incorporated in 2024, Cars Of Devon Limited is a relatively recently established firm. Newer entrants to the UK financial services market often bring fresh approaches, specialist expertise and a strong digital proposition built for modern client expectations.

Torquay accounts for 49 of the 5754 mortgage brokers tracked on this index.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker acts as an intermediary between borrowers and lenders, assessing your circumstances before recommending a product. The breadth of lender access differs between firms and shapes the range of products a borrower will actually see.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. Before instructing, ask for the firm's scope of lender access and recent experience with your case type.

Payment usually comes from the lender at completion, sometimes supplemented by a client fee agreed in advance.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Many firms are paid entirely by the lender through a procuration fee, so no client charge applies; others add a client fee, particularly for complex work. Whatever the model, it must be disclosed clearly before you commit.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

Other Mortgage Brokers in Teignmouth

Cake And Crumb (Devon) LtdTeignmouth · Est. 2024View →
Acorn2Oak Devon LtdTeignmouth · Est. 2023View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cars Of Devon Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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