UK Independent. Sourced. Primary. · Est. 2024

Cars Of Somerset Limited | Mortgage Brokers | Street | Est. 2017

Cars Of Somerset Limited is a mortgage brokers registered in Street, established 2017. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Cars Of Somerset Limited

Mortgage Brokers UNCLAIMED LISTING

Cars Of Somerset Limited

Mortgage Brokers · Street, Bath · Est. 2017

9 years
Active Trading
Active
CH Status
10599695
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCars Of Somerset Limited
Companies House number10599695 →
Company typePrivate Limited Company (Ltd)
Registered address191 High Street, BA16 0NE
City / RegionStreet, Bath
Date incorporated2017
Years trading9 years
CH statusActive
SpecialismRecorded activity: 45111, 45112
Index statusClaim this listing →

About Cars Of Somerset Limited

Incorporated in 2017, Cars Of Somerset Limited is an established firm with 9 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

Bath accounts for 50 of the 5754 mortgage brokers tracked on this index.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

Mortgage advisers assess affordability, recommend a product and manage the application through to offer. Some firms search the entire market; others operate from a lender panel, which must be disclosed before advice is given.

Specialist-lender knowledge is often the difference between an approval and a decline on non-standard applications.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Establish early what the firm can access and how it has handled comparable applications.

FCA rules require the fee model, lender-paid, client-paid or both, to be set out before advice proceeds.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.
How much does a mortgage broker charge?
Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.
What documents do I need to provide to a mortgage broker?
The standard pack covers ID, proof of address, three to six months of bank statements, income evidence appropriate to your employment type, and your current credit commitments; specific lenders add their own requirements.
How long does the mortgage process take when using a broker?
From application to offer is commonly two to six weeks with mainstream lenders, longer for specialist lending. A firm that manages the lender relationship actively can compress that materially.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with Cars Of Somerset Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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