UK Independent. Sourced. Primary. · Est. 2024

Carters Of Suffolk Limited | Mortgage Brokers | Witham | Est. 2012

Carters Of Suffolk Limited is a mortgage brokers registered in Witham, established 2012. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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Mortgage Brokers UNCLAIMED LISTING

Carters Of Suffolk Limited

Mortgage Brokers · Witham, Rest of UK · Est. 2012

14 years
Active Trading
Active
CH Status
08106064
Company No
2018
Accounts to

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Company Registration Details

Registered company nameCarters Of Suffolk Limited
Companies House number08106064 →
Company typePrivate Limited Company (Ltd)
Registered addressDickens House Guithavon Street, CM8 1BJ
City / RegionWitham, Rest of UK
Date incorporated2012
Years trading14 years
CH statusActive
SpecialismRecorded activity: 23490
Index statusClaim this listing →

About Carters Of Suffolk Limited

Founded in 2012, Carters Of Suffolk Limited has been active for 14 years — a period that spans significant change in the UK financial services landscape, including post-financial crisis regulatory reform, digital transformation and the economic disruption of recent years. The firm's continued active status through this period reflects operational stability.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 823 of them in the UK.

The FCA register is the authoritative check that a firm can lawfully advise on regulated mortgage contracts.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

For borrowers outside standard criteria, knowing which specialist lender will say yes is the core of the service.

How to Choose the Right Mortgage Broker

Specialist knowledge of niche lenders is what separates firms when an application falls outside standard criteria. Ask any prospective firm how many lenders it can place with and whether it has handled cases like yours recently.

The fee structure varies by firm but must always be disclosed in writing at the start of the engagement.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Going direct works for straightforward cases with a lender you already fit. The case for a broker is breadth: many lenders' criteria compared simultaneously, and knowledge of which specialist lenders accept cases the high street declines.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Often yes. Post-decline placement is a recognised specialism: the task is matching your circumstances to a lender whose published and unpublished criteria accept them.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Carters Of Suffolk Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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