UK Independent. Sourced. Primary. · Est. 2024

Central Cars (Scotland) Limited | Mortgage Brokers | Motherwell | Est. 2018

Central Cars (Scotland) Limited is a mortgage brokers registered in Motherwell, established 2018. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

Financial IndexMortgage Broker Index › Central Cars (Scotland) Limited

Mortgage Brokers UNCLAIMED LISTING

Central Cars (Scotland) Limited

Mortgage Brokers · Motherwell, Rest of UK · Est. 2018

8 years
Active Trading
Active
CH Status
SC594070
Company No
2025
Accounts to

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Company Registration Details

Registered company nameCentral Cars (Scotland) Limited
Companies House numberSC594070 →
Company typePrivate Limited Company (Ltd)
Registered address5 Spey Walk, ML1 4ST
City / RegionMotherwell, Rest of UK
Date incorporated2018
Years trading8 years
CH statusActive
SpecialismRecorded activity: 45200
Index statusClaim this listing →

About Central Cars (Scotland) Limited

Incorporated in 2018, Central Cars (Scotland) Limited is an established firm with 8 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

The Kaeltripton Financial Index records 5754 mortgage brokers nationally, 823 of them in the UK.

Check the Financial Services Register first: authorisation status, permissions and any trading names the firm uses.

What Mortgage Brokers Do

Mortgage brokers arrange lending between borrowers and banks or building societies, matching an application to lenders likely to accept it. How much of the market a firm can search is a regulated disclosure, made before any recommendation.

Broker knowledge earns its keep on non-standard cases: self-employed income, adverse credit, unusual construction or large loans.

How to Choose the Right Mortgage Broker

Borrowers with straightforward employment and clean credit have the widest choice of firms; complex cases benefit from specialists. Two questions filter quickly: what is your lender access, and when did you last place a case like mine?

Most firms are paid a procuration fee by the lender on completion; some add a client fee, which must be disclosed upfront.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?
Direct applications are always possible but confine you to one lender's range. An intermediary compares products across many lenders at once, which tends to matter most where circumstances are non-standard: self-employment, credit history issues or unusual property.
How much does a mortgage broker charge?
Charging varies: lender-paid only, a flat client fee, or a percentage on complex cases. FCA rules require the model and amount to be set out upfront, so ask for it in writing at the first conversation.
What documents do I need to provide to a mortgage broker?
Identity documents, address proof, bank statements, income evidence and details of debts form the core; self-employed applicants should have two to three years of accounts or tax calculations ready.
How long does the mortgage process take when using a broker?
Mainstream lenders typically issue an offer within two to six weeks of submission; specialist cases run longer. Active case management, chasing the lender and resolving queries promptly, is where a firm shortens the timeline.
Can a mortgage broker help if I have been declined by a lender?
Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

Other Mortgage Brokers in Motherwell

Mortgage Line(National) LtdMotherwell · Est. 2015View →

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Central Cars (Scotland) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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