Cfs Engineering (North Wales) Limited

Mortgage Brokers · Oswestry, Shrewsbury · Est. 2019

7 years

Active Trading

Active

CH Status

11987544

Company No

2025

Accounts to

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Company Registration Details

Registered company name	Cfs Engineering (North Wales) Limited
Companies House number	11987544 →
Company type	Private Limited Company (Ltd)
Registered address	15a Brookfield Close, SY10 7TJ
City / Region	Oswestry, Shrewsbury
Date incorporated	2019
Years trading	7 years
CH status	Active
Specialism	Recorded activity: 71129
Index status	Claim this listing →

About Cfs Engineering (North Wales) Limited

Incorporated in 2019, Cfs Engineering (North Wales) Limited is an established firm with 7 years of trading history. The company has built its practice during a period of significant evolution in the UK financial services market and continues to operate as an active registered company.

It is one of 10 mortgage brokers listed in Shrewsbury on this index of 5754 UK firms in the category.

Verification takes minutes on register.fca.org.uk and confirms live mortgage permissions and trading names.

What Mortgage Brokers Do

A mortgage broker's role is to place your application with the lender whose criteria fit your income, deposit and property. Firms differ in market coverage, and FCA rules require that coverage to be disclosed at the outset of advice.

Away from vanilla purchases, lender appetite varies widely, and matching case to lender is the skill being bought.

How to Choose the Right Mortgage Broker

Choose by case type: mainstream residential, buy-to-let, later-life lending and adverse credit are distinct specialisms. It is reasonable to ask about lender coverage, expected timescales and the firm's record with similar applications.

Broker remuneration typically combines a lender-paid procuration fee with an optional client fee, both disclosable under FCA rules.

Frequently Asked Questions

Do I need a mortgage broker or can I go directly to a lender?

You can approach any lender yourself. What a broker adds is market coverage and criteria knowledge, which shows its value on higher loan sizes, complex income or previously declined applications.

How much does a mortgage broker charge?

Some brokers charge you nothing directly and are remunerated by the lender; others charge a disclosed client fee. Confirm the total cost of the service in writing before proceeding.

What documents do I need to provide to a mortgage broker?

Expect to provide identity and address proof, recent bank statements, payslips or accounts if self-employed, details of existing credit commitments, and information on the property. The firm will confirm the exact list for your lender.

How long does the mortgage process take when using a broker?

Timescales depend on the lender and case complexity: a few weeks for standard residential, longer for specialist or commercial. Ask the firm for a realistic estimate for your specific case.

Can a mortgage broker help if I have been declined by a lender?

Yes, and this is where criteria knowledge earns its fee: lenders differ sharply on credit history, income types and property construction, and a decline at one lender often converts to an approval at another with the right placement.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Cfs Engineering (North Wales) Limited or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

Cfs Engineering (North Wales) Limited | Mortgage Brokers | Oswestry | Est. 2019